미국의 융자신청이 2.8% 증가???
다음의 기사를 참조해 주세요. The Refinance Index increased 4.4 percent to 1121.8 from 1074.4 the previous week and the seasonally adjusted Purchase Index increased 1.8 percent to 315.2 from 309.5 one week earlier. The Conventional Purchase Index decreased 0.3 percent while the Government Purchase Index (largely FHA) increased 7.2 percent. The refinance share of mortgage activity increased to 35.9 percent of total applications from 35.2 percent the previous week. The adjustable-rate mortgage (ARM) share of activity decreased to 6.9 from 7.3 percent of total applications from the previous week. The average contract interest rate for 30-year fixed-rate mortgages decreased to 6.41 percent from 6.46 percent, with points decreasing to 1.13 from 1.16 (including the origination fee) for 80 percent loan-to-value (LTV) ratio loans. The average contract interest rate for 15-year fixed-rate mortgages increased to 6.02 percent from 5.98 percent, with points decreasing to 1.02 from 1.18 (including the origination fee) for 80 percent LTV loans. The average contract interest rate for one-year ARMs decreased to 7.17 percent from 7.25 percent, with points decreasing to 0.36 from 0.39 (including the origination fee) for 80 percent LTV loans. |